Insulators 45 Local 45 Health Care Plan
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 3,597,177 | 3,308,615 | 288,562 | 21.0 | 0% |
| 2012 | 3,756,320 | 4,246,182 | −489,862 | 15.1 | 0% |
| 2013 | 4,522,544 | 4,237,571 | 284,973 | 15.9 | 0% |
| 2014 | 4,258,564 | 4,340,030 | −81,466 | 15.6 | 0% |
| 2015 | 3,891,991 | 4,929,460 | −1,037,469 | 11.2 | 0% |
| 2016 | 4,937,448 | 3,032,340 | 1,905,108 | 26.0 | 0% |
| 2017 | 4,742,125 | 4,110,566 | 631,559 | 13.9 | 0% |
| 2018 | 4,935,859 | 5,270,771 | −334,912 | 10.8 | 0% |
| 2019 | 5,158,007 | 4,260,839 | 897,168 | 16.2 | 0% |
| 2020 | 5,394,876 | 4,312,748 | 1,082,128 | 18.8 | 0% |
| 2021 | 4,770,556 | 4,773,810 | −3,254 | 17.3 | 0% |
| 2022 | 5,612,141 | 4,288,008 | 1,324,133 | 21.1 | 0% |
| 2023 | 5,649,958 | 5,409,285 | 240,673 | 17.4 | 0% |
In its most recent public year (2023), this organization brought in $240,673 more than it spent. Its reserves stood at about 17.4 months of spending, down from 21 in 2011. Staff pay was 0% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Insulators 45 Local 45 Health Care Plan's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works