National Association Of Credit Management Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 4,172,186 | 3,769,631 | 402,555 | 13.8 | 43% |
| 2012 | 3,947,961 | 3,718,917 | 229,044 | 14.9 | 45% |
| 2013 | 4,068,333 | 3,668,467 | 399,866 | 16.5 | 45% |
| 2014 | 3,794,547 | 3,496,291 | 298,256 | 18.2 | 44% |
| 2015 | 3,577,195 | 3,075,764 | 501,431 | 22.4 | 52% |
| 2016 | 3,429,229 | 2,920,020 | 509,209 | 25.7 | 48% |
| 2017 | 3,367,279 | 2,995,184 | 372,095 | 26.8 | 48% |
| 2020 | 1,733,112 | 1,823,673 | −90,561 | 46.6 | 68% |
| 2021 | 2,084,765 | 1,943,133 | 141,632 | 44.4 | 57% |
| 2022 | 3,340,640 | 2,028,255 | 1,312,385 | 49.7 | 62% |
| 2023 | 3,204,012 | 2,305,926 | 898,086 | 48.5 | 52% |
In its most recent public year (2023), this organization brought in $898,086 more than it spent. Its reserves stood at about 48.5 months of spending, up from 13.8 in 2011. Staff pay was 52% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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