Cumberland Maryland Area Teamsters Construction Banking Fund
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 726,215 | 636,334 | 89,881 | 7.9 | 0% |
| 2012 | 652,280 | 657,680 | −5,400 | 7.5 | 0% |
| 2013 | 352,976 | 452,511 | −99,535 | 8.3 | 0% |
| 2014 | 914,314 | 830,901 | 83,413 | 5.7 | 0% |
| 2015 | 636,274 | 713,812 | −77,538 | 5.3 | 0% |
| 2016 | 444,724 | 444,893 | −169 | 8.6 | 0% |
| 2017 | 340,991 | 330,904 | 10,087 | 11.9 | 0% |
| 2018 | 462,716 | 367,845 | 94,871 | 13.8 | 0% |
| 2019 | 476,752 | 417,761 | 58,991 | 13.8 | 0% |
| 2020 | 286,402 | 321,016 | −34,614 | 16.7 | 0% |
| 2021 | 254,268 | 321,029 | −66,761 | 14.2 | 0% |
| 2022 | 313,396 | 341,945 | −28,549 | 12.3 | 0% |
| 2023 | 283,725 | 326,056 | −42,331 | 11.4 | 0% |
In its most recent public year (2023), this organization spent $42,331 more than it brought in. Its reserves stood at about 11.4 months of spending, up from 7.9 in 2011. Staff pay was 0% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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