Bank Board Small Savers
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 1,097,264 | 1,163,191 | −65,927 | 1.3 | 84% |
| 2021 | 1,004,162 | 834,077 | 170,085 | 4.3 | 83% |
| 2022 | 1,293,707 | 968,617 | 325,090 | 7.7 | 74% |
| 2023 | 1,316,304 | 1,073,612 | 242,692 | 9.7 | 65% |
| 2024 | 1,879,705 | 1,396,441 | 483,264 | 11.6 | 66% |
In its most recent public year (2024), this organization brought in $483,264 more than it spent. Its reserves stood at about 11.6 months of spending, up from 1.3 in 2020. Staff pay was 66% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2024. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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