everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Joint Insurance Association

Ellicott City, MD / EIN 52-0983562 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20111,937,2463,199,230−1,261,984-7.617%
20121,722,1811,682,47839,703-1.233%
20131,654,2692,294,565−640,296-0.520%
20141,535,3751,667,558−132,183-7.922%
20151,443,4371,778,194−334,7572.322%
20161,343,5651,794,944−451,379-0.419%
20171,245,0691,913,715−668,646-1.317%
20181,094,7921,651,582−556,790-3.623%
2019968,6441,477,750−509,1061.830%
2020920,3011,534,526−614,225-4.530%
2021845,9571,493,559−647,602-3.830%
2022770,2331,546,098−775,8656.630%
2023801,8861,424,962−623,0762.933%

In its most recent public year (2023), this organization spent $623,076 more than it brought in. Its reserves stood at about 2.9 months of spending, up from -7.6 in 2011. Staff pay was 33% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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