Central Credit Union Of Maryland
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 1,543,565 | 1,543,474 | 91 | 341.6 | 37% |
| 2021 | 1,364,889 | 1,544,931 | −180,042 | 363.3 | 33% |
| 2022 | 1,664,116 | 1,679,681 | −15,565 | 329.7 | 32% |
| 2023 | 2,254,650 | 1,890,448 | 364,202 | 275.3 | 31% |
In its most recent public year (2023), this organization brought in $364,202 more than it spent. Its reserves stood at about 275.3 months of spending, down from 341.6 in 2020. Staff pay was 31% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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