Coastal1 Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 92,008,258 | 71,765,315 | 20,242,943 | 43.0 | 23% |
| 2021 | 91,925,616 | 56,688,643 | 35,236,973 | 61.2 | 32% |
| 2022 | 105,557,200 | 73,835,056 | 31,722,144 | 49.8 | 28% |
| 2023 | 137,130,775 | 122,999,124 | 14,131,651 | 31.0 | 18% |
In its most recent public year (2023), this organization brought in $14,131,651 more than it spent. Its reserves stood at about 31 months of spending, down from 43 in 2020. Staff pay was 18% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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