Ark Valley Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 2,437,032 | 1,933,548 | 503,484 | 29.2 | 30% |
| 2021 | 2,220,758 | 1,907,687 | 313,071 | 31.5 | 31% |
| 2022 | 2,311,141 | 2,082,495 | 228,646 | 30.2 | 32% |
| 2023 | 2,694,909 | 2,124,288 | 570,621 | 39.1 | 31% |
In its most recent public year (2023), this organization brought in $570,621 more than it spent. Its reserves stood at about 39.1 months of spending, up from 29.2 in 2020. Staff pay was 31% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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