Reliance Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 996,595 | 1,041,277 | −44,682 | 40.6 | 28% |
| 2021 | 830,818 | 846,587 | −15,769 | 49.7 | 42% |
| 2022 | 877,431 | 926,789 | −49,358 | 44.8 | 35% |
| 2023 | 990,159 | 984,010 | 6,149 | 42.3 | 31% |
In its most recent public year (2023), this organization brought in $6,149 more than it spent. Its reserves stood at about 42.3 months of spending, up from 40.6 in 2020. Staff pay was 31% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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