Mass Bay Credit Union Charitable Foundation Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2017 | 45,229 | 33,882 | 11,347 | 7.6 | — |
| 2018 | 53,538 | 33,345 | 20,193 | 15.0 | — |
| 2019 | 48,549 | 29,735 | 18,814 | 24.4 | — |
| 2020 | 10,330 | 24,871 | −14,541 | 22.1 | — |
| 2021 | 46,739 | 10,822 | 35,917 | 90.7 | — |
| 2022 | 39,871 | 24,045 | 15,826 | 48.7 | — |
| 2023 | 46,889 | 26,993 | 19,896 | 52.2 | — |
In its most recent public year (2023), this organization brought in $19,896 more than it spent. Its reserves stood at about 52.2 months of spending, up from 7.6 in 2017.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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