Liberty First Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 11,202,533 | 10,784,383 | 418,150 | 18.0 | 10% |
| 2012 | 12,512,288 | 11,290,351 | 1,221,937 | 18.5 | 14% |
| 2013 | 12,056,278 | 11,148,422 | 907,856 | 20.1 | 25% |
| 2014 | 12,193,051 | 11,085,297 | 1,107,754 | 21.5 | 12% |
| 2015 | 14,590,954 | 12,630,728 | 1,960,226 | 20.7 | 14% |
| 2016 | 16,500,918 | 14,179,544 | 2,321,374 | 20.4 | 15% |
| 2017 | 18,518,312 | 15,284,320 | 3,233,992 | 21.5 | 14% |
| 2018 | 21,949,601 | 17,931,058 | 4,018,543 | 21.0 | 13% |
| 2019 | 24,765,581 | 20,354,805 | 4,410,776 | 21.1 | 30% |
| 2020 | 28,869,899 | 23,486,650 | 5,383,249 | 21.0 | 34% |
| 2021 | 27,721,129 | 21,594,477 | 6,126,652 | 26.3 | 35% |
| 2022 | 27,495,724 | 21,808,431 | 5,687,293 | 29.1 | 29% |
| 2023 | 32,931,650 | 26,796,059 | 6,135,591 | 26.5 | 24% |
In its most recent public year (2023), this organization brought in $6,135,591 more than it spent. Its reserves stood at about 26.5 months of spending, up from 18 in 2011. Staff pay was 24% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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