International Micro-Loans Of Buffalo Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2012 | 4,595 | 3,828 | 767 | 2.4 | — |
| 2013 | 4,255 | 2,758 | 1,497 | 9.5 | — |
| 2014 | 2,685 | 1,652 | 1,033 | 7.5 | — |
| 2015 | 300 | 575 | −275 | 15.8 | — |
| 2016 | 0 | 137 | −137 | 54.4 | — |
| 2018 | 1,926 | 1,500 | 426 | 3.6 | — |
| 2019 | 1,031 | 1,241 | −210 | 2.3 | — |
| 2020 | 9,625 | 4,460 | 5,165 | 15.1 | — |
| 2021 | 44,108 | 46,927 | −2,819 | 0.7 | — |
| 2022 | 23,418 | 23,918 | −500 | 1.2 | — |
| 2023 | 21,514 | 23,258 | −1,744 | 0.3 | — |
In its most recent public year (2023), this organization spent $1,744 more than it brought in. Its reserves stood at about 0.3 months of spending, down from 2.4 in 2012.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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