Railway Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 3,139,318 | 2,438,222 | 701,096 | 36.7 | 31% |
| 2012 | 3,441,501 | 2,610,821 | 830,680 | 38.1 | 33% |
| 2013 | 3,533,810 | 2,728,459 | 805,351 | 45.1 | 34% |
| 2014 | 3,984,164 | 3,096,067 | 888,097 | 43.2 | 40% |
| 2015 | 4,390,637 | 3,236,108 | 1,154,529 | 45.6 | 38% |
| 2016 | 4,647,189 | 3,461,539 | 1,185,650 | 46.7 | 37% |
| 2017 | 4,817,742 | 3,686,597 | 1,131,145 | 47.6 | 38% |
| 2018 | 5,056,467 | 3,949,426 | 1,107,041 | 47.8 | 34% |
| 2019 | 5,711,264 | 4,543,120 | 1,168,144 | 44.6 | 33% |
| 2020 | 5,715,817 | 4,744,727 | 971,090 | 45.2 | 33% |
| 2021 | 5,898,614 | 4,495,471 | 1,403,143 | 51.4 | 40% |
| 2022 | 6,627,392 | 4,972,208 | 1,655,184 | 47.0 | 38% |
| 2023 | 8,449,194 | 7,396,096 | 1,053,098 | 33.8 | 26% |
In its most recent public year (2023), this organization brought in $1,053,098 more than it spent. Its reserves stood at about 33.8 months of spending, down from 36.7 in 2011. Staff pay was 26% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Railway Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works