American Consumer Credit Counseling Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 12,725,559 | 12,515,351 | 210,208 | 10.8 | 51% |
| 2012 | 13,698,556 | 13,535,701 | 162,855 | 10.2 | 47% |
| 2013 | 14,413,580 | 14,009,599 | 403,981 | 10.2 | 45% |
| 2014 | 13,705,458 | 12,960,935 | 744,523 | 11.7 | 49% |
| 2015 | 12,768,595 | 12,598,165 | 170,430 | 12.1 | 51% |
| 2016 | 12,209,529 | 12,220,842 | −11,313 | 12.5 | 52% |
| 2017 | 11,741,111 | 12,095,075 | −353,964 | 12.2 | 52% |
| 2018 | 12,102,828 | 12,059,041 | 43,787 | 12.1 | 52% |
| 2019 | 12,552,599 | 12,335,527 | 217,072 | 12.1 | 53% |
| 2020 | 12,441,274 | 11,780,884 | 660,390 | 13.3 | 54% |
| 2021 | 13,306,197 | 10,853,717 | 2,452,480 | 17.1 | 53% |
| 2022 | 10,982,051 | 11,570,986 | −588,935 | 16.0 | 55% |
| 2023 | 14,182,369 | 13,202,348 | 980,021 | 15.0 | 58% |
In its most recent public year (2023), this organization brought in $980,021 more than it spent. Its reserves stood at about 15 months of spending, up from 10.8 in 2011. Staff pay was 58% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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