Haverhill Fire Department Credit Union Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 743,818 | 725,731 | 18,087 | 34.8 | 39% |
| 2012 | 639,793 | 631,979 | 7,814 | 40.2 | 44% |
| 2013 | 588,959 | 565,542 | 23,417 | 45.4 | 47% |
| 2014 | 565,976 | 542,232 | 23,744 | 47.8 | 48% |
| 2015 | 543,094 | 541,632 | 1,462 | 47.9 | 49% |
| 2016 | 527,562 | 551,585 | −24,023 | 46.5 | 48% |
| 2017 | 554,316 | 523,265 | 31,051 | 49.8 | 42% |
| 2018 | 636,547 | 565,658 | 70,889 | 47.5 | 44% |
| 2019 | 610,117 | 580,402 | 29,715 | 47.0 | 47% |
| 2020 | 562,824 | 561,639 | 1,185 | 48.5 | 45% |
| 2021 | 636,298 | 585,589 | 50,709 | 47.6 | 40% |
| 2022 | 738,862 | 678,217 | 60,645 | 42.2 | 41% |
| 2023 | 921,738 | 849,431 | 72,307 | 34.6 | 35% |
In its most recent public year (2023), this organization brought in $72,307 more than it spent. Its reserves stood at about 34.6 months of spending. Staff pay was 35% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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