North Western Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 370,048 | 328,243 | 41,805 | 41.5 | 22% |
| 2012 | 362,222 | 312,774 | 49,448 | 45.4 | 25% |
| 2013 | 365,713 | 304,438 | 61,275 | 49.1 | 26% |
| 2014 | 357,990 | 303,948 | 54,042 | 51.3 | 26% |
| 2015 | 367,737 | 294,661 | 73,076 | 56.0 | 28% |
| 2016 | 355,487 | 299,783 | 55,704 | 57.3 | 28% |
| 2017 | 364,746 | 302,901 | 61,845 | 59.1 | 29% |
| 2018 | 391,792 | 316,539 | 75,253 | 59.5 | 28% |
| 2019 | 410,959 | 337,000 | 73,959 | 58.5 | 27% |
| 2020 | 383,264 | 340,841 | 42,423 | 59.3 | 28% |
| 2021 | 371,950 | 335,369 | 36,581 | 61.6 | 29% |
| 2022 | 414,493 | 335,687 | 78,806 | 64.3 | 30% |
| 2023 | 579,783 | 467,447 | 112,336 | 49.1 | 21% |
In its most recent public year (2023), this organization brought in $112,336 more than it spent. Its reserves stood at about 49.1 months of spending, up from 41.5 in 2011. Staff pay was 21% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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