Liberty Bay Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 25,749,984 | 24,417,222 | 1,332,762 | 52.5 | 37% |
| 2021 | 24,208,397 | 23,163,998 | 1,044,399 | 53.9 | 42% |
| 2022 | 27,516,942 | 20,735,203 | 6,781,739 | 54.4 | 42% |
| 2023 | 33,292,815 | 29,854,787 | 3,438,028 | 40.4 | 27% |
In its most recent public year (2023), this organization brought in $3,438,028 more than it spent. Its reserves stood at about 40.4 months of spending, down from 52.5 in 2020. Staff pay was 27% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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