Lynn Teachers Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2019 | 216,195 | 182,075 | 34,120 | 53.6 | 45% |
| 2020 | 183,303 | 166,474 | 16,829 | 59.8 | 50% |
| 2021 | 163,693 | 123,966 | 39,727 | 84.1 | 67% |
| 2022 | 142,724 | 138,189 | 4,535 | 75.9 | 61% |
| 2023 | 241,595 | 231,011 | 10,584 | 45.9 | 37% |
In its most recent public year (2023), this organization brought in $10,584 more than it spent. Its reserves stood at about 45.9 months of spending, down from 53.6 in 2019. Staff pay was 37% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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