Smw Financial Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2017 | 4,185,609 | 4,182,263 | 3,346 | 22.5 | 30% |
| 2018 | 4,408,206 | 4,465,384 | −57,178 | 20.9 | 32% |
| 2019 | 4,254,811 | 3,964,145 | 290,666 | 24.5 | 36% |
| 2020 | 3,622,725 | 3,608,081 | 14,644 | 27.2 | 16% |
| 2021 | 3,993,239 | 3,644,964 | 348,275 | 27.6 | 35% |
| 2022 | 3,852,056 | 3,480,894 | 371,162 | 25.5 | 34% |
| 2023 | 4,265,492 | 3,820,648 | 444,844 | 26.1 | 31% |
In its most recent public year (2023), this organization brought in $444,844 more than it spent. Its reserves stood at about 26.1 months of spending, up from 22.5 in 2017. Staff pay was 31% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Smw Financial Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works