Harbor Pointe Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 3,749,126 | 3,315,095 | 434,031 | 21.9 | 32% |
| 2012 | 3,721,606 | 2,936,761 | 784,845 | 27.9 | 35% |
| 2013 | 3,609,557 | 2,941,644 | 667,913 | 30.1 | 35% |
| 2014 | 3,687,295 | 3,085,296 | 601,999 | 31.2 | 34% |
| 2015 | 3,894,847 | 3,128,927 | 765,920 | 33.7 | 33% |
| 2016 | 3,929,691 | 3,331,216 | 598,475 | 33.8 | 33% |
| 2017 | 4,139,411 | 3,447,293 | 692,118 | 35.1 | 35% |
| 2018 | 4,592,855 | 3,569,241 | 1,023,614 | 37.4 | 34% |
| 2019 | 5,063,368 | 4,104,278 | 959,090 | 35.4 | 33% |
| 2020 | 4,999,363 | 3,925,350 | 1,074,013 | 40.3 | 37% |
| 2021 | 5,158,658 | 4,112,578 | 1,046,080 | 40.9 | 38% |
| 2022 | 5,734,343 | 4,585,398 | 1,148,945 | 36.5 | 38% |
| 2023 | 6,824,977 | 5,353,089 | 1,471,888 | 35.6 | 36% |
In its most recent public year (2023), this organization brought in $1,471,888 more than it spent. Its reserves stood at about 35.6 months of spending, up from 21.9 in 2011. Staff pay was 36% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Harbor Pointe Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works