Business Credit Management Association Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2012 | 4,138 | 2,890 | 1,248 | 183.4 | — |
| 2013 | 4,017 | 2,598 | 1,419 | 210.6 | — |
| 2014 | 3,574 | 2,690 | 884 | 207.3 | — |
| 2015 | 3,555 | 2,799 | 756 | 202.5 | — |
| 2016 | 3,701 | 2,902 | 799 | 198.6 | — |
| 2017 | 3,262 | 5,361 | −2,099 | 102.8 | — |
| 2018 | 3,104 | 3,104 | 0 | 177.6 | — |
| 2019 | 2,668 | 2,147 | 521 | 259.6 | — |
| 2020 | 2,614 | 3,410 | −796 | 160.7 | — |
| 2021 | 2,709 | 1,559 | 1,150 | 360.3 | — |
| 2022 | 2,118 | 2,510 | −392 | 221.9 | — |
| 2023 | 1,941 | 1,750 | 191 | 319.6 | — |
| 2024 | 1,850 | 2,025 | −175 | 275.2 | — |
In its most recent public year (2024), this organization spent $175 more than it brought in. Its reserves stood at about 275.2 months of spending, up from 183.4 in 2012.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2024. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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