everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Ludington, MI / EIN 38-6069094 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
2011154,735115,36839,367610.035%
2012126,69093,09833,592747.643%
2013117,91693,74524,171763.00%
2014114,11687,99726,119789.742%
2015135,96287,45648,506788.20%
2016125,937100,15225,785732.638%
2017142,049104,96737,082696.237%
2018153,296125,64727,649565.332%
2019172,253130,84041,413585.432%
2020174,525112,68561,840755.438%
2021152,92084,57168,3491144.152%
2022146,117113,61732,500785.240%
2023235,862209,35326,509379.426%

In its most recent public year (2023), this organization brought in $26,509 more than it spent. Its reserves stood at about 379.4 months of spending, down from 610 in 2011. Staff pay was 26% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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