everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Saginaw, MI / EIN 38-1777731 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20118,357,3517,014,4291,342,92224.923%
20127,943,8987,790,381153,51722.622%
20138,139,0547,215,812923,24225.725%
20148,355,4967,149,0031,206,49328.126%
20158,705,7567,350,8791,354,87729.027%
20168,917,1127,548,9811,368,13130.527%
20179,281,7298,392,693889,03628.926%
201810,135,1828,474,6031,660,57930.528%
201910,945,9888,931,2422,014,74632.828%
202011,578,8289,012,9212,565,90737.027%
202112,154,3819,365,8782,788,50336.730%
202212,994,18010,341,5182,652,66224.832%
202314,931,85113,349,5941,582,25722.128%

In its most recent public year (2023), this organization brought in $1,582,257 more than it spent. Its reserves stood at about 22.1 months of spending, down from 24.9 in 2011. Staff pay was 28% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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