everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Bay City, MI / EIN 38-1642684 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20114,352,2144,258,30893,90624.525%
20124,293,1463,938,847354,29927.629%
20134,185,0273,994,654190,37327.731%
20144,576,7004,170,370406,33027.831%
20154,622,5894,465,669156,92026.530%
20164,621,6244,570,81650,80825.429%
20174,725,4554,546,285179,17025.631%
20185,140,2284,554,540585,68826.033%
20195,308,7514,852,109456,64228.229%
20204,780,0094,574,039205,97032.233%
20214,672,5954,540,906131,68929.532%
20225,040,6494,766,787273,86215.432%
20235,505,7545,145,723360,03119.230%

In its most recent public year (2023), this organization brought in $360,031 more than it spent. Its reserves stood at about 19.2 months of spending, down from 24.5 in 2011. Staff pay was 30% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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