everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Saginaw, MI / EIN 38-1623775 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20113,656,5623,369,693286,86915.725%
20123,433,6203,598,933−165,31314.123%
20132,927,6173,780,915−853,29810.721%
20142,780,3642,290,804489,56020.228%
20152,787,4562,265,892521,56423.332%
20162,981,4612,561,687419,77422.634%
20173,098,9002,765,619333,28122.332%
20183,403,6532,926,908476,74522.930%
20193,870,3143,343,782526,53222.130%
20204,119,0443,384,632734,41224.528%
20214,559,0853,377,5331,181,55228.531%
20225,798,3134,096,6481,701,66528.137%
20236,169,4555,367,810801,64523.527%

In its most recent public year (2023), this organization brought in $801,645 more than it spent. Its reserves stood at about 23.5 months of spending, up from 15.7 in 2011. Staff pay was 27% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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