everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Ludington, MI / EIN 38-1502320 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20111,741,3221,635,151106,17124.124%
20121,708,6921,658,38850,30424.126%
20131,662,7461,472,465190,28128.729%
20141,716,7811,396,200320,58133.031%
20151,761,9621,486,783275,17933.232%
20162,040,9421,432,832608,11039.636%
20172,655,9931,867,067788,92635.133%
20183,463,9672,499,611964,35630.833%
20194,169,0003,194,519974,48128.029%
20204,822,0673,585,6951,236,37229.231%
20215,498,8623,880,8351,618,02731.731%
20226,315,0164,749,5421,565,47428.330%
20238,484,4246,772,2881,712,13623.124%

In its most recent public year (2023), this organization brought in $1,712,136 more than it spent. Its reserves stood at about 23.1 months of spending. Staff pay was 24% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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