everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Bay City, MI / EIN 38-1395700 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20118,361,1728,337,72923,44318.229%
201210,555,6139,676,216879,39717.830%
20138,850,45710,184,040−1,333,58314.727%
20147,784,9907,312,518472,47221.733%
20158,086,0067,673,487412,51921.032%
20168,492,9317,832,023660,90821.631%
20178,837,9388,345,409492,52920.832%
20189,498,9987,998,9551,500,04323.434%
20199,697,7308,252,7121,445,01825.934%
20209,874,8018,354,7101,520,09127.839%
202110,170,2968,821,7981,348,49828.242%
202211,618,98811,560,75358,23520.638%
202313,825,72913,864,519−38,79017.133%

In its most recent public year (2023), this organization spent $38,790 more than it brought in. Its reserves stood at about 17.1 months of spending, down from 18.2 in 2011. Staff pay was 33% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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