everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Saginaw, MI / EIN 38-1341100 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
20113,568,3852,889,965678,42031.430%
20123,549,9333,081,324468,60930.730%
20133,476,3613,457,84218,51925.532%
20143,501,1913,611,714−110,52325.329%
20153,597,2243,802,382−205,15823.328%
20163,602,4073,825,111−222,70422.027%
20173,451,5803,621,809−170,22923.329%
20183,600,9203,703,919−102,99922.326%
20193,610,1273,508,481101,64624.730%
20203,651,7453,462,517189,22826.431%
20214,180,2623,431,413748,84928.332%
20224,824,6314,097,000727,63122.428%
20235,522,7895,132,517390,27218.526%

In its most recent public year (2023), this organization brought in $390,272 more than it spent. Its reserves stood at about 18.5 months of spending, down from 31.4 in 2011. Staff pay was 26% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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