everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Berrien Sprgs, MI / EIN 38-1231023 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
201117,680,16114,215,2273,464,93432.428%
201225,991,00618,688,1017,302,90530.330%
201325,258,83620,157,9135,100,92330.033%
201430,476,65124,620,1045,856,54731.433%
201536,570,01529,868,2486,701,76728.534%
201643,216,02037,658,8425,557,17824.332%
201749,336,52640,922,5498,413,97727.932%
201860,329,87149,616,44410,713,42725.533%
201969,079,57857,783,76311,295,81524.630%
202075,345,31361,331,07714,014,23626.430%
202181,953,48260,781,21021,172,27230.033%
202290,533,57071,155,52919,378,04124.031%
2023113,682,68594,196,58919,486,09620.927%

In its most recent public year (2023), this organization brought in $19,486,096 more than it spent. Its reserves stood at about 20.9 months of spending, down from 32.4 in 2011. Staff pay was 27% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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