everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Saginaw, MI / EIN 38-0996065 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
201131,910,36627,842,8654,067,50135.423%
201231,635,97128,363,8003,272,17138.325%
201330,543,85027,933,5152,610,33537.127%
201428,276,67826,828,2551,448,42338.329%
201529,538,79928,060,7431,478,05635.030%
201630,767,80728,112,2652,655,54237.731%
201732,934,55929,471,7553,462,80437.332%
201835,880,69931,781,5374,099,16234.632%
201941,259,87935,496,6855,763,19435.830%
202040,766,11035,823,5514,942,55939.632%
202144,555,75234,829,7159,726,03740.532%
202242,338,52337,350,0134,988,51028.733%
202349,757,94650,005,824−247,87824.026%

In its most recent public year (2023), this organization spent $247,878 more than it brought in. Its reserves stood at about 24 months of spending, down from 35.4 in 2011. Staff pay was 26% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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