everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Credit Unions Chartered In The State Of Michigan

Ferndale, MI / EIN 38-0536242 / Form 990 / latest filing 2022
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
201144,430,83939,315,5575,115,28216.929%
201242,047,84534,307,9427,739,90322.236%
201344,089,74633,410,38810,679,35826.341%
201446,793,92437,927,9848,865,94025.938%
201550,844,05545,784,7395,059,31624.238%
201654,769,05751,797,8802,971,17721.732%
201754,096,82647,974,3506,122,47624.835%
201859,114,78648,315,10110,799,68527.036%
201966,716,89357,212,9509,503,94325.636%
202068,185,79960,665,2517,520,54825.937%
202162,924,86252,607,34210,317,52031.041%
202270,267,64959,536,32910,731,32025.540%

In its most recent public year (2022), this organization brought in $10,731,320 more than it spent. Its reserves stood at about 25.5 months of spending, up from 16.9 in 2011. Staff pay was 40% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2022. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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