Vibrant Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 23,552,335 | 20,989,164 | 2,563,171 | 23.6 | 4% |
| 2012 | 25,367,845 | 21,542,846 | 3,824,999 | 25.1 | 29% |
| 2013 | 25,118,147 | 22,113,561 | 3,004,586 | 26.0 | 29% |
| 2014 | 25,263,296 | 22,344,919 | 2,918,377 | 27.3 | 32% |
| 2015 | 26,721,157 | 24,507,554 | 2,213,603 | 26.0 | 29% |
| 2016 | 31,176,365 | 25,066,279 | 6,110,086 | 28.7 | 35% |
| 2017 | 33,050,034 | 29,593,200 | 3,456,834 | 27.3 | 33% |
| 2018 | 41,594,596 | 38,930,419 | 2,664,177 | 21.8 | 30% |
| 2019 | 47,037,308 | 42,038,979 | 4,998,329 | 21.9 | 27% |
| 2020 | 50,170,904 | 43,350,139 | 6,820,765 | 23.2 | 30% |
| 2021 | 50,336,419 | 40,577,326 | 9,759,093 | 26.7 | 34% |
| 2022 | 47,909,169 | 42,724,534 | 5,184,635 | 20.2 | 34% |
| 2023 | 47,308,712 | 51,963,140 | −4,654,428 | 15.1 | 27% |
In its most recent public year (2023), this organization spent $4,654,428 more than it brought in. Its reserves stood at about 15.1 months of spending, down from 23.6 in 2011. Staff pay was 27% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Vibrant Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works