Kone Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 812,472 | 640,123 | 172,349 | 54.4 | 35% |
| 2021 | 788,899 | 664,934 | 123,965 | 54.6 | 33% |
| 2022 | 779,507 | 762,150 | 17,357 | 47.9 | 32% |
| 2023 | 819,997 | 769,540 | 50,457 | 47.5 | 29% |
In its most recent public year (2023), this organization brought in $50,457 more than it spent. Its reserves stood at about 47.5 months of spending, down from 54.4 in 2020. Staff pay was 29% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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