U S Employees Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 4,892,772 | 4,492,041 | 400,731 | 26.3 | 44% |
| 2012 | 4,521,988 | 4,297,526 | 224,462 | 28.1 | 43% |
| 2013 | 4,248,838 | 4,313,654 | −64,816 | 27.6 | 43% |
| 2014 | 3,946,109 | 3,763,185 | 182,924 | 32.2 | 48% |
| 2015 | 3,978,197 | 3,825,120 | 153,077 | 32.2 | 47% |
| 2016 | 4,100,115 | 4,030,902 | 69,213 | 30.7 | 44% |
| 2017 | 4,877,976 | 4,777,605 | 100,371 | 26.2 | 39% |
| 2018 | 4,448,715 | 4,188,215 | 260,500 | 30.6 | 44% |
| 2019 | 4,663,214 | 4,294,606 | 368,608 | 24.6 | 43% |
| 2020 | 3,975,488 | 3,664,732 | 310,756 | 29.6 | 44% |
| 2021 | 3,921,100 | 3,427,272 | 493,828 | 33.9 | 46% |
| 2022 | 4,317,476 | 3,635,414 | 682,062 | 34.3 | 46% |
| 2023 | 4,423,407 | 4,066,628 | 356,779 | 32.1 | 40% |
In its most recent public year (2023), this organization brought in $356,779 more than it spent. Its reserves stood at about 32.1 months of spending, up from 26.3 in 2011. Staff pay was 40% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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