Harvard Community Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 890,839 | 898,608 | −7,769 | 15.8 | 27% |
| 2012 | 847,423 | 819,763 | 27,660 | 17.7 | 30% |
| 2013 | 795,101 | 757,782 | 37,319 | 19.7 | 29% |
| 2014 | 739,687 | 623,756 | 115,931 | 26.2 | 35% |
| 2015 | 707,055 | 636,455 | 70,600 | 27.0 | 36% |
| 2016 | 736,452 | 621,445 | 115,007 | 29.9 | 36% |
| 2017 | 727,878 | 700,883 | 26,995 | 26.9 | 35% |
| 2018 | 792,106 | 626,840 | 165,266 | 33.3 | 36% |
| 2019 | 874,614 | 786,260 | 88,354 | 27.9 | 26% |
| 2020 | 924,447 | 894,692 | 29,755 | 24.9 | 26% |
| 2021 | 989,652 | 784,455 | 205,197 | 31.5 | 35% |
| 2022 | 1,114,312 | 1,004,063 | 110,249 | 25.6 | 29% |
| 2023 | 1,390,320 | 1,391,911 | −1,591 | 18.4 | 26% |
In its most recent public year (2023), this organization spent $1,591 more than it brought in. Its reserves stood at about 18.4 months of spending, up from 15.8 in 2011. Staff pay was 26% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
Harvard Community Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works