2 Rivers Area Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 1,007,170 | 997,491 | 9,679 | 28.2 | 18% |
| 2012 | 809,288 | 757,693 | 51,595 | 37.3 | 24% |
| 2013 | 776,613 | 734,337 | 42,276 | 39.7 | 26% |
| 2014 | 806,712 | 742,054 | 64,658 | 40.1 | 25% |
| 2015 | 841,604 | 814,251 | 27,353 | 36.6 | 27% |
| 2016 | 910,160 | 868,642 | 41,518 | 33.9 | 27% |
| 2017 | 1,010,477 | 979,649 | 30,828 | 29.8 | 26% |
| 2018 | 1,129,340 | 1,038,376 | 90,964 | 29.1 | 27% |
| 2019 | 1,182,129 | 1,162,812 | 19,317 | 24.5 | 26% |
| 2020 | 1,211,117 | 1,404,116 | −192,999 | 17.6 | 23% |
| 2021 | 1,291,223 | 1,216,839 | 74,384 | 22.6 | 27% |
| 2022 | 1,420,049 | 1,375,395 | 44,654 | 23.7 | 23% |
| 2023 | 1,421,996 | 1,389,686 | 32,310 | 23.7 | 26% |
In its most recent public year (2023), this organization brought in $32,310 more than it spent. Its reserves stood at about 23.7 months of spending, down from 28.2 in 2011. Staff pay was 26% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
2 Rivers Area Credit Union's IRS filings as a feed — one entry per filing year, through 2023. Add the address to any feed reader; in Slack, send /feed subscribe with it (pasting the link alone won't subscribe). How this feed works