Natco Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 4,686,740 | 4,363,338 | 323,402 | 20.1 | 29% |
| 2012 | 4,871,675 | 4,359,768 | 511,907 | 21.6 | 32% |
| 2013 | 5,204,197 | 4,943,900 | 260,297 | 19.5 | 29% |
| 2014 | 5,629,521 | 5,249,417 | 380,104 | 19.3 | 32% |
| 2015 | 6,156,684 | 5,960,398 | 196,286 | 17.8 | 33% |
| 2016 | 6,880,082 | 6,704,700 | 175,382 | 16.2 | 31% |
| 2017 | 7,689,959 | 7,136,129 | 553,830 | 16.1 | 33% |
| 2018 | 9,273,732 | 8,216,546 | 1,057,186 | 15.7 | 33% |
| 2019 | 10,301,500 | 8,969,533 | 1,331,967 | 16.7 | 31% |
| 2020 | 9,950,492 | 8,679,724 | 1,270,768 | 19.5 | 31% |
| 2021 | 10,613,875 | 8,082,443 | 2,531,432 | 23.2 | 37% |
| 2022 | 12,112,969 | 9,749,351 | 2,363,618 | 17.2 | 36% |
| 2023 | 17,076,231 | 12,355,665 | 4,720,566 | 18.0 | 33% |
In its most recent public year (2023), this organization brought in $4,720,566 more than it spent. Its reserves stood at about 18 months of spending, down from 20.1 in 2011. Staff pay was 33% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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