1087 Millstream Area Credit Union Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 2,576,125 | 2,372,650 | 203,475 | 13.8 | 24% |
| 2012 | 2,489,174 | 2,177,686 | 311,488 | 16.8 | 29% |
| 2013 | 2,809,488 | 2,459,109 | 350,379 | 16.6 | 29% |
| 2014 | 3,107,732 | 2,740,964 | 366,768 | 16.4 | 34% |
| 2015 | 3,269,924 | 2,881,404 | 388,520 | 17.2 | 30% |
| 2016 | 3,273,900 | 2,731,905 | 541,995 | 19.6 | 33% |
| 2017 | 3,353,460 | 3,179,871 | 173,589 | 17.5 | 28% |
| 2018 | 3,613,840 | 3,234,319 | 379,521 | 18.5 | 28% |
| 2019 | 3,772,125 | 3,377,925 | 394,200 | 19.3 | 30% |
| 2021 | 3,448,457 | 3,318,448 | 130,009 | 19.8 | 29% |
| 2022 | 3,889,047 | 3,335,320 | 553,727 | 19.7 | 27% |
| 2023 | 4,593,850 | 3,942,562 | 651,288 | 19.3 | 28% |
In its most recent public year (2023), this organization brought in $651,288 more than it spent. Its reserves stood at about 19.3 months of spending, up from 13.8 in 2011. Staff pay was 28% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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