438 Champion Credit Union Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 2,629,994 | 2,804,677 | −174,683 | 26.3 | 24% |
| 2012 | 2,434,149 | 2,418,921 | 15,228 | 30.3 | 27% |
| 2013 | 2,254,676 | 2,391,077 | −136,401 | 30.2 | 27% |
| 2014 | 2,238,833 | 2,316,680 | −77,847 | 30.6 | 27% |
| 2015 | 2,181,332 | 2,106,330 | 75,002 | 33.3 | 28% |
| 2016 | 2,146,154 | 2,133,452 | 12,702 | 32.7 | 28% |
| 2017 | 2,267,279 | 2,332,920 | −65,641 | 29.4 | 27% |
| 2018 | 2,471,592 | 2,380,419 | 91,173 | 33.2 | 27% |
| 2019 | 2,613,776 | 2,465,370 | 148,406 | 32.0 | 29% |
| 2021 | 2,266,652 | 2,354,967 | −88,315 | 33.9 | 31% |
| 2022 | 2,929,670 | 2,589,650 | 340,020 | 31.7 | 31% |
| 2023 | 2,944,818 | 2,810,767 | 134,051 | 29.5 | 30% |
In its most recent public year (2023), this organization brought in $134,051 more than it spent. Its reserves stood at about 29.5 months of spending, up from 26.3 in 2011. Staff pay was 30% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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