American First Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 37,159,710 | 33,585,267 | 3,574,443 | 30.8 | 28% |
| 2021 | 36,268,439 | 28,075,649 | 8,192,790 | 39.9 | 34% |
| 2022 | 38,362,006 | 31,819,977 | 6,542,029 | 32.6 | 33% |
| 2023 | 50,130,393 | 47,320,136 | 2,810,257 | 23.0 | 24% |
In its most recent public year (2023), this organization brought in $2,810,257 more than it spent. Its reserves stood at about 23 months of spending, down from 30.8 in 2020. Staff pay was 24% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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