0632 Whitewater Community Credit Union Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 385,483 | 382,095 | 3,388 | 19.9 | 33% |
| 2012 | 370,548 | 391,127 | −20,579 | 18.8 | 35% |
| 2013 | 378,588 | 396,301 | −17,713 | 18.1 | 34% |
| 2014 | 416,674 | 402,846 | 13,828 | 18.2 | 34% |
| 2015 | 459,229 | 401,570 | 57,659 | 20.0 | 36% |
| 2016 | 467,494 | 458,018 | 9,476 | 17.7 | 35% |
| 2017 | 474,517 | 506,445 | −31,928 | 15.3 | 33% |
| 2018 | 563,561 | 489,987 | 73,574 | 17.6 | 37% |
| 2019 | 570,101 | 538,446 | 31,655 | 16.7 | 35% |
| 2020 | 508,894 | 496,921 | 11,973 | 18.4 | 37% |
| 2021 | 494,357 | 470,000 | 24,357 | 20.0 | 39% |
| 2022 | 576,207 | 485,342 | 90,865 | 21.7 | 42% |
| 2023 | 721,395 | 623,993 | 97,402 | 18.7 | 37% |
In its most recent public year (2023), this organization brought in $97,402 more than it spent. Its reserves stood at about 18.7 months of spending, down from 19.9 in 2011. Staff pay was 37% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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