0197 Universal 1 Credit Union Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 18,399,361 | 17,554,896 | 844,465 | 26.0 | 27% |
| 2021 | 18,974,323 | 15,002,754 | 3,971,569 | 32.1 | 35% |
| 2022 | 20,536,966 | 18,365,211 | 2,171,755 | 21.8 | 25% |
| 2023 | 26,354,343 | 23,575,926 | 2,778,417 | 20.0 | 23% |
In its most recent public year (2023), this organization brought in $2,778,417 more than it spent. Its reserves stood at about 20 months of spending, down from 26 in 2020. Staff pay was 23% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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