Association Of Vermont Credit Unions Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 720,757 | 520,598 | 200,159 | 44.2 | 80% |
| 2012 | 695,509 | 578,759 | 116,750 | 42.2 | 78% |
| 2013 | 728,914 | 606,704 | 122,210 | 42.6 | 86% |
| 2014 | 729,230 | 548,005 | 181,225 | 51.2 | 98% |
| 2015 | 720,447 | 576,043 | 144,404 | 51.7 | 99% |
| 2016 | 636,267 | 592,646 | 43,621 | 51.1 | 102% |
| 2017 | 668,944 | 669,372 | −428 | 45.3 | 93% |
| 2018 | 853,321 | 662,420 | 190,901 | 49.2 | 97% |
| 2019 | 730,956 | 651,674 | 79,282 | 51.5 | 97% |
| 2020 | 620,208 | 551,924 | 68,284 | 62.3 | 134% |
| 2021 | 630,564 | 473,222 | 157,342 | 76.6 | 155% |
| 2022 | 895,464 | 767,372 | 128,092 | 49.2 | 101% |
| 2023 | 652,145 | 605,716 | 46,429 | 63.3 | 115% |
In its most recent public year (2023), this organization brought in $46,429 more than it spent. Its reserves stood at about 63.3 months of spending, up from 44.2 in 2011. Staff pay was 115% of spending. $48,042 of its net assets are donor-restricted.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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