Vermont Bankers Association Inc
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2021 | 461,921 | 399,550 | 62,371 | 9.4 | 55% |
| 2022 | 475,755 | 447,565 | 28,190 | 9.1 | 52% |
| 2023 | 471,000 | 436,277 | 34,723 | 10.3 | 55% |
| 2024 | 465,062 | 452,170 | 12,892 | 10.3 | 57% |
In its most recent public year (2024), this organization brought in $12,892 more than it spent. Its reserves stood at about 10.3 months of spending. Staff pay was 57% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2024. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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