Access Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2012 | 2,068,302 | 1,927,110 | 141,192 | 43.5 | 37% |
| 2013 | 2,029,631 | 1,979,414 | 50,217 | 42.6 | 36% |
| 2014 | 1,937,071 | 1,889,854 | 47,217 | 44.9 | 40% |
| 2015 | 1,861,261 | 2,337,053 | −475,792 | 33.9 | 31% |
| 2016 | 1,857,264 | 2,082,917 | −225,653 | 36.7 | 41% |
| 2017 | 1,832,080 | 1,921,461 | −89,381 | 39.3 | 38% |
| 2018 | 1,945,068 | 1,889,140 | 55,928 | 40.0 | 41% |
| 2019 | 0 | 0 | 0 | — | — |
| 2020 | 2,041,019 | 1,822,413 | 218,606 | 44.3 | 36% |
| 2021 | 2,045,987 | 1,891,519 | 154,468 | 43.3 | 34% |
| 2022 | 2,181,259 | 1,915,078 | 266,181 | 42.6 | 35% |
| 2023 | 2,572,890 | 2,249,671 | 323,219 | 37.0 | 32% |
In its most recent public year (2023), this organization brought in $323,219 more than it spent. Its reserves stood at about 37 months of spending, down from 43.5 in 2012. Staff pay was 32% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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