Vermont Automobile Insurance Plan
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 150,249 | 136,948 | 13,301 | -1.5 | — |
| 2012 | 148,504 | 145,510 | 2,994 | -3.9 | — |
| 2013 | 152,696 | 151,491 | 1,205 | 1.3 | — |
| 2014 | 150,347 | 117,926 | 32,421 | -4.5 | — |
| 2015 | 133,025 | 115,158 | 17,867 | -2.8 | — |
| 2016 | 140,491 | 115,210 | 25,281 | -2.8 | — |
| 2017 | 110,923 | 96,869 | 14,054 | -5.1 | — |
| 2018 | 109,315 | 96,569 | 12,746 | -3.7 | — |
| 2019 | 103,657 | 84,715 | 18,942 | -4.9 | — |
| 2020 | 92,410 | 72,009 | 20,401 | -7.3 | — |
| 2021 | 92,784 | 76,965 | 15,819 | -3.2 | — |
| 2022 | 86,221 | 66,886 | 19,335 | -2.0 | — |
| 2023 | 75,810 | 70,603 | 5,207 | -3.3 | — |
In its most recent public year (2023), this organization brought in $5,207 more than it spent. Its liabilities exceeded its net assets — reserves were below zero (-3.3 months), down from -1.5 in 2011.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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