River To River Credit Union
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2020 | 827,659 | 647,846 | 179,813 | 37.0 | 39% |
| 2021 | 795,583 | 660,671 | 134,912 | 38.6 | 38% |
| 2022 | 856,264 | 708,900 | 147,364 | 38.5 | 37% |
| 2023 | 1,216,594 | 815,074 | 401,520 | 39.4 | 36% |
In its most recent public year (2023), this organization brought in $401,520 more than it spent. Its reserves stood at about 39.4 months of spending, up from 37 in 2020. Staff pay was 36% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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