everyledgerAn index of 679,731 U.S. nonprofits · computed from public IRS filings · current through 2024

Bcbst Employees Credit Union

Chattanooga, TN / EIN 23-7152587 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
2011402,884407,438−4,55451.033%
2012482,289416,67965,61051.733%
2013466,731428,80337,92851.332%
2014477,561456,63620,92548.742%
2015547,678453,01794,66151.643%
2016515,979480,73435,24549.440%
2017495,020487,2127,80849.138%
2018541,092481,68359,40951.142%
2019563,054497,18465,87051.141%
2020438,710491,841−53,13150.443%
2021347,574429,651−82,07755.442%
2022370,818412,120−41,30256.535%
2023487,087479,0878,00048.836%

In its most recent public year (2023), this organization brought in $8,000 more than it spent. Its reserves stood at about 48.8 months of spending, down from 51 in 2011. Staff pay was 36% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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