State Chartered Credit Unions In North Carolina
| Fiscal year | Revenue | Expenses | Net | Reserve mo. | Staff % |
|---|---|---|---|---|---|
| 2011 | 266,288 | 254,954 | 11,334 | 46.1 | 28% |
| 2012 | 257,582 | 249,736 | 7,846 | 47.4 | 29% |
| 2013 | 279,939 | 230,542 | 49,397 | 54.0 | 32% |
| 2014 | 264,863 | 221,296 | 43,567 | 58.6 | 34% |
| 2015 | 294,296 | 217,161 | 77,135 | 62.2 | 36% |
| 2016 | 287,494 | 232,090 | 55,404 | 61.1 | 3% |
| 2017 | 332,189 | 294,652 | 37,537 | 49.6 | 0% |
| 2018 | 378,543 | 338,440 | 40,103 | 44.6 | 0% |
| 2019 | 402,219 | 384,248 | 17,971 | 40.1 | 0% |
| 2020 | 332,411 | 339,568 | −7,157 | 45.0 | 38% |
| 2021 | 248,854 | 310,940 | −62,086 | 46.8 | 41% |
| 2022 | 374,915 | 340,885 | 34,030 | 43.9 | 43% |
| 2023 | 488,676 | 390,328 | 98,348 | 41.3 | 38% |
In its most recent public year (2023), this organization brought in $98,348 more than it spent. Its reserves stood at about 41.3 months of spending, down from 46.1 in 2011. Staff pay was 38% of spending.
Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings
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