everyledgerAn index of 587,017 U.S. nonprofits · computed from public IRS filings · current through 2024

Northern Federal Credit Union

Watertown, NY / EIN 15-0580359 / Form 990 / latest filing 2023
Operating record · U.S. dollars
Fiscal yearRevenueExpensesNetReserve mo.Staff %
202024,703,64522,684,3672,019,278188.929%
202131,512,40925,901,0415,611,368195.131%
202233,941,01030,587,8093,353,201224.930%
202341,068,25639,223,9451,844,311178.225%

In its most recent public year (2023), this organization brought in $1,844,311 more than it spent. Its reserves stood at about 178.2 months of spending, down from 188.9 in 2020. Staff pay was 25% of spending.

Reserve months = net assets ÷ average monthly spending; net assets count everything the organization owns beyond its debts — buildings and donor-restricted funds included, not just cash. Staff pay = salaries, wages, and officer compensation; it excludes benefits and payroll taxes. The IRS releases this data years after the fact — this organization's newest public year is 2023. Years refer to the calendar year in which the organization's fiscal year ended. Short-form filers do not publicly report donor-restricted balances or staffing costs. Source filings

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